How it works | for members
How it works | for members
TempoPay provides a debit card to help pay for out-of-pocket and unexpected healthcare costs. You access care when you need it, use the TempoPay card, and then arrange a repayment plan via the TempoPay app. No fees, no interest, and no credit check - simple.
Get StartedWhether it’s a routine checkup, surgery, dental or vision care, medication, or emergency, TempoPay can be used for everything. We’ll even help you find a care provider.
Create your own payment plan from various options—payroll deduction, personal bank accounts, or your HSA. Repayment is on your terms. You choose the length of time you need to repay.
If you want to update your payment plan or review your spending, the TempoPay app keeps up with the rhythm of your life.
We designed TempoPay to be easy to use. Need more details? Take a look at our FAQs for more information.
Your employer or health plan will provide instructions and details on how to download the app and sign up for Tempopay. Once you have the app, you can set up your account and be ready to pay for care right away.
With TempoPay, you can repay on your own terms: default payroll deductions, connect your personal bank accounts, or pay from an HSA (healthcare savings account) or other pre-tax account.
You can use your TempoPay card wherever Visa is accepted for you and/or your dependents medical expenses. The TempoPay card can only be used at Medical, Dental, Vision and other merchants that provide healthcare services.
Your employer will choose a spending limit to cover your out-of-pocket healthcare costs.
You can pay off your TempoPay card over 13 months. You can change the payment term at any time however 13 months is the maximum.
TempoPay gives you access to additional dollars above and beyond your pretax benefits. If you don't have enough in your pretax account to cover medical expenses, TempoPay covers the gap immediately.
TempoPay will not affect your credit and do not run credit checks.
Should you have a remaining balance, you can continue your repayment plan uninterrupted by linking a personal bank account. However, you will no longer be able to spend on the TempoPay card.
We designed TempoPay to be simple to use—and that includes choosing a plan and cuing it up. No extra administration, no liability.
Speak to our team